Money-lending firms targeting cash-strapped parents and plunging them into spiralling debt is grotesque
Uniform sharks go in Wonga direction THERE is little that swells a mum and dad’s pride more than seeing their offspring in smart new school uniforms. So it is grotesque that money-lenders are targeting cash-strapped parents with exorbitant loans to
'Uniform sharks go in Wonga direction THERE is little that swells a mum and dad’s pride more than seeing their offspring in smart new school uniforms. So it is grotesque that money-lenders are targeting cash-strapped parents with exorbitant loans to buy school gear. Cash-strapped parents have to resort to payday loan predators to get their kids’ new school gear is grotesque Getty - Contributor Some firms are charging 1,333% in interest rates , plunging vulnerable families into spiralling debt. We have been here before with Wonga, the payday lender that became a toxic symbol of Britain’s household debt. It eventually collapsed after accusations its loans were immoral. The new pretenders to Wonga’s throne bombard hard-up mums and dads with promises of cheap loans to cover “unexpected school costs”. In the end, anyone unwise enough to sign up ends up paying over double the average price of school uniforms. In Wales, Scotland and Northern Ireland, parents are entitled to £150 grants towards a uniform. Can it be right that mums and dads in many parts of England are left as prey to these vultures? Corbyn’s a Leaver JEREMY Corbyn says he plans to wrench the keys to 10 Downing Street from Boris Johnson. So how is he preparing for this momentous role at a time of political crisis? Jeremy Corbyn fiddling while his party burns – MPs and the public are right not to trust him with the keys to No10 By jetting 3,000 miles for a fact-finding mission in Ghana. The West African nation has a terrible history of poverty and corruption. When President Nana Akufo-Addo took office in 2017, he found his presidential motorcade was missing 200 cars, including 13 Mercedes, four BMWs and 122 Toyota Land Cruisers. The timing of Mr Corbyn’s junket has left even his own backbenchers open-mouthed in astonishment . The Labour leader’s grandiose plans to head a “unity” government to block a No Deal Brexit were already laughable . But his disappearing act is beyond parody. \t \t\t \t\t \t\t \t\t\t \t\t\t\t \t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t most read in opinion \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t \t\t\t\t\t \t\t\t\t\t\t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tDAVID DAVIS\t\t\t \t\t\t\t\t\t\t \t\t\t\tRemainers backing Jeremy Corbyn should be careful what they wish for\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tDOUGLAS MURRAY\t\t\t \t\t\t\t\t\t\t \t\t\t\tOpportunistic MPs are wrong to think they'll become PM by thwarting Brexit\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tTONY PARSONS\t\t\t \t\t\t\t\t\t\t \t\t\t\tHong Kong protesters want freedom but China's not a democracy & never has been\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tKARREN BRADY\t\t\t \t\t\t\t\t\t\t \t\t\t\tWeight Watchers' app for kids is like a gateway drug to an eating disorder\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tTHE SUN SAYS\t\t\t \t\t\t\t\t\t\t \t\t\t\tBritain should open doors to Hong Kong's brightest after China breaks promises\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tSTEPHEN POLLARD\t\t\t \t\t\t\t\t\t\t \t\t\t\tPosturing revolutionary Jeremy Corbyn is unfit to lead Britain\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t\t\t \t\t\t\t\t \t\t\t\t \t\t\t \t\t \t \t \t \t Win for Oliver’s army Oliver Collins, three, was left battling a brain tumour in a rat-infested council flat TOWN Hall bosses have finally agreed to move a three-year-old suffering from a brain tumour out of a rat-infested flat. The decision by Lib Dem-run Richmond Council to rehouse Oliver Collins after ignoring his mother’s pleas for months is a victory for common sense. But in future let’s hope it won’t take weeks of campaigning by this newspaper and Housing Minister Esther McVey to make councils do the decent thing. \t\t \t\t\t\t\t \t\t\t\t \t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t \t\t\t \t\t\t\t \t\t GOT a news story? RING us on 0207 782 4104 or WHATSAPP on 07423720250 or EMAIL firstname.lastname@example.org'
A MUM has revealed how she is struggling to feed her six children because of expensive school uniforms. Chloe Adomaitis, 27, has explained how she has had to cut back on her food shop in order to spend £200 on the required clothes. Speaking to
'A MUM has revealed how she is struggling to feed her six children because of expensive school uniforms. Chloe Adomaitis, 27, has explained how she has had to cut back on her food shop in order to spend £200 on the required clothes. A mum-of-six has had to cut back on her food shop to afford expensive school uniform Getty - Contributor Speaking to Grimsby Live , the parent revealed how she was likely to have to have to forgo other essentials in order to afford more pricey uniform as four of her children move to secondary school in the next two years. “It affects everything, holidays, buying healthy food. It is so expensive but I do the best I can for my kids,” said the mum-of-six, who lives in Grimsby in Lincolnshire. Chloe revealed her fears that as her children left primary school it would “break the bank”. “When you have to buy the ones that are labelled when they get to secondary school and they have to be exactly right, you can’t have certain shoes and the blazers run out so quickly, that’s tough,” she explained. Chloe Adomaitis, 27, has recently spent £200 on required clothing for her children Getty - Contributor “One might break a pair of shoes or another might come in with felt tip on one shirt and the next day their shirt is dirty.” Chloe added: “You’re looking at least £200-£300 worth of school gear and that’s one or two pairs each. You have to plan it out and make sure you don’t spend it all in one go.” This has meant cutting back on meat and fruit during the food shop. She revealed that the family have also never had a holiday abroad. According to the Department of Education, parents are having to spend £230 on uniform per child Getty - Contributor Chloe’s story comes as it was revealed in a national study by the Department for Education that parents are having to spend £230 on uniform per child. This often excludes branded PE kit, which can add £70 to the bill for primary school kids and £140 if they’re at secondary school. Many on the latter require pricey uniform that can only be purchased through specialist providers and not cheaper supermarket chains. Some parents may be eligible to apply for a £150 School Uniform Grant from the government. \t \t\t \t\t \t\t \t\t\t \t\t\t\t \t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t MOST READ IN FABULOUS \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t \t\t\t\t\t \t\t\t\t\t\t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tCA-NINE CUTENESS\t\t\t \t\t\t\t\t\t\t \t\t\t\tMeet Scotland's cutest dog walker, 9, whose prices start at just 10p a min\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tSNACK HAPPY\t\t\t \t\t\t\t\t\t\t \t\t\t\tYou can LOSE weight by snacking - if you pick these calorie-busting treats\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tFOOD FEARS\t\t\t \t\t\t\t\t\t\t \t\t\t\tGlasgow mum tells how baby daughter could have died eating ASDA sausage roll\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tPILLOW TALK\t\t\t \t\t\t\t\t\t\t \t\t\t\t'Hot Doggy' is perfect sex position for rainy days & it's great for lazy girls\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\tTHAT'S PANTS\t\t\t \t\t\t\t\t\t\t \t\t\t\tAlmost half of people DON'T change their underwear daily, according to study\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t \t\t\t\t \t\t\t\t \t\t\t \t\t\t\t\t \t\t \t\t\t\t\t \t\t\t\t'I'M IN LOVE'\t\t\t \t\t\t\t\t\t\t \t\t\t\tEdinburgh lad makes plea to find 'gorgeous blonde lass' who got on his bus\t\t\t \t\t\t \t \t \t \t\t\t\t\t \t\t\t\t\t \t\t\t\t\t \t\t\t\t \t\t\t \t\t \t \t \t \t Earlier today, we told you how a seemingly-innocent moment between a new dad eating cheesecake with his baby has infuriated the mum. We also revealed how a mum has made a heartbreaking birthday card appeal for young son with special needs who “has no friends”. And single mum-of-four has launched a crowdfunding page after losing everything in a fire that ripped through her home in just four minutes. \t\t \t\t\t\t\t \t\t\t\t \t\t\t\t\t'
'Giving Compass’ Take: · Lauren Barack discusses modern approaches to sexual education and explains how it has expanded to cover topics like consent and social media’s effect on body image. · How often should sexual education curriculums be reviewed and adjusted?How can funders help to improve sex education programs? · Learn how states are teaching sexual education . In its efforts to revise its human sexuality class, the Austin Independent School District (AISD) in Texas has asked parents, students and even the community for input, holding focus groups and sending out surveys.While certain topics came up seemed clearly marked for the 21st century — such as the impact of social media on body image —others opened students’ eyes to everyone involved, including topics related to consent.While National Sexuality Education Standards — created by the Future of Sex Education organization as guidance for setting sex ed curriculum — says students should be able to define consent by grades 9-12, only eight states require sex education classes to mention consent as of September.Knowing how to handle your emotions when someone says “no,” however, wasn’t part of the curriculum, Kathy Ryan, AISD’s director of academics, told Education Dive. “As soon as we read it, we were like, ‘Of course, we need to teach that,’” she said. “We need to have the skills, tools and language to say, ‘No, I am not comfortable.’ On the flip side, we also need to have the skills, tools and language to accept when someone said, ‘No,’ in an appropriate way, and move forward.” Read the full article about the modern approaches to sex ed by Lauren Barack at Education Dive. . The post Modern Approaches to Sexual Education appeared first on Giving Compass .'
'Giving Compass’ Take: • The Lilly Family School of Philanthropy offers courses that touch on relevant components of the philanthropic sector, such as donor behavior, community foundations, and social change. • How can donors connect with higher education institutions to elevate these course offerings?Are more colleges and universities adding philanthropy courses? • Read about why philanthropy in the classroom will help students.Two of the graduate-level courses are offered online, and one is offered mostly online with the opportunity to attend a conference at the conclusion of the course.The undergraduate classes are offered on campus.Read on to discover thoughts from professors about the courses they’re teaching, as well as enrolled students’ interests and expectations.Donor Behavior – Major and Planned Giving: What are donor motivations for giving?Teaching this course for the second time, Dr.Patrick Dwyer explains how this online class will help fundraisers learn more about donors, as well as what makes fundraising leaders effective. “Students in this course will gain a greater appreciation for the motivations of donors, particularly high net worth donors.Who are these individuals and why do they give?And how could a fundraiser go about engaging them as potential donors to their organization?Community Foundations: This brand new course offers students the opportunity to not only dive into the subject of community foundations, but to also attend a conference and network with community foundation leaders.Dr.Laurie Paarlberg explains more: “In today’s world, community foundations play key leadership roles in many policy fields.This course is the first and only course that we know of anywhere that provides an in-depth look at community foundations.This semester, we’ll dive into questions of what are community foundations, focusing on the essence of what community is and why community is important to philanthropy. ” Gen Tech and Social Change: Ph.D. student Megan Hillier-Geisler shared some thoughts on what she’s looking forward to in this new and fully online course: “I decided to take this course because my research interests include folklore’s personal narrative archetype and how it can apply to a philanthropic persona we build, particularly online.Read the full article about philanthropy courses at the Lilly Family School of Philanthropy. . The post The Development of Graduate-level Philanthropy Courses appeared first on Giving Compass .'
'Giving Compass’ Take: • The UK government and National Health Service are sponsoring initiatives to better address and understand the mental health crisis among the UK’s young adult population. • How has technology become a significant component of poor mental health in young people? • Read about how England is building a mental health curriculum for colleges to implement.For the British teachers grappling with a mental health crisis in the classroom, running a suicide watch or rushing psychotic pupils to hospital can increasingly fall into a day’s work.Staff in three London schools recalled a roll call of pupils almost lost: the girl who gulped down pills, another set on jumping off a balcony, and the countless teens who needed help to stem their self-inflicted bleeding.Mental disorders are set to become one of the 21st century’s defining global health challenges, with patient numbers soaring at a potential global cost of $16 trillion by 2030, according to the Lancet medical journal.The government has vowed to do better given some children wait two years for help as demand rises while services shrink.But with new initiatives — some in school, others digital — professionals said they are now treating more children, reaching more minorities and, crucially, catching them all earlier.From September, schools in 25 trailblazer areas will have National Health Service (NHS) teams on site to help students with minor mental health issues and refer those in urgent need.The government also funds Kooth, an online service that provides information and counselling to 70,000 children a year, while phone apps like BlueIce and TalkLife support young people in the privacy of home.Read the full article about mental health crisis in the UK by Katy Migiro at Global Citizen. . The post Addressing the Mental Health Crisis in UK Schools appeared first on Giving Compass .'
'Giving Compass’ Take: • More schools are starting to build student voice in the classroom by allowing them to have seats on the state board of education and become decision-makers for their school districts. • Are students allowed on the board of education in your state?Why is it important that students build agency in this way? • Read about why academic innovation lacks student voice.Justine Bruyère, a lecturer in the Reading Education and Elementary Education programs at Peabody College, Vanderbilt University, writes for Edutopia that during her time as an elementary teacher, her 2nd-grade students were excited when given the opportunity to identify and assign classroom responsibilities they felt were important.Students selected the roles they felt had the most need and then applied for the positions they wanted, and Bruyère writes that she had to adjust the chart periodically, as students occasionally wanted to take on a new role or needs changed in the classroom.Bruyère found that, while each task was never done perfectly every week, giving students a role in how their classroom was run taught them they have a voice that matters.Administrators and educational leaders are paying closer attention to student voice.In at least 20 states and territories, students have a seat on their state board of education.In turn, being involved at that level shows them how they can impact the education of other students, as well.Even at the school and school district level, educators are looking to give students more say in their educational pathways.Teaching students facts and information for their educational gain still has value, but so too does supporting their personal growth and sense of self.Read the full article about giving students a voice in education by Lauren Barack at Education Dive. . The post How Small Steps Can Build Student Voice in Education appeared first on Giving Compass .'